How to open an account

Determine your investor profile

To choose the portfolio that best suits your circumstances, you first have to determine your “risk appetite” or tolerance to fluctuations in the value of your assets, and the expected duration of your investment.

Determine the amount to be invested

When your vested benefits capital comes from a pension fund or vested benefits foundation, you can choose whether you invest some or all of the amount.

A choice of portfolios for every profile

The Pictet Foundations allow you to choose how you distribute your retirement capital between the six different investment portfolios listed below. You may also decide temporarily not to invest part or all of your vested benefits.

If you are willing to incur risks, you might prefer to choose a portfolio with a higher percentage of equities. You could achieve potentially greater capital appreciation, provided that you are able to withstand potentially higher fluctuations from one year to another.